The free stress test
The personal financial stress test.
Income, essential spending, debt minimums, liquid savings, household protection. Figures you already know or can estimate. Rough is fine; the score carries a confidence read. No bank login, no card.
QUESTION 1 OF 6 · nothing saved yet
feeds: income adequacy · income replacement
Money in
What you'll see
Your score, 0–1000 with the survival sentence: about how many months you'd cover essentials if income stopped. Around 800 reads as fully resilient.
Why it is what it is your reason codes: which determinant holds you up, which holds you down.
A confidence read based on how complete your data is, with the as-of time always shown.
This is a snapshot of one day, computed from what you tell us here, not a live-updating number. Retake it any time; the new answer replaces the old one. The instrument: the WealthAge Resilience Score. The method: how it is validated →
Illustrative example
Score687 of 1000
Runway5.2 months
If you lost your income tomorrow, about 5.2 months before taking on debt.
Reason codes, this example
Liquid runway: the strongest factor here
Income replacement: one employer, the weakest factor
simulated example, not a real user