Pricing
One plan. Everything included. Two ways to pay for it.
The free stress test needs no bank login and no card; a free account at the end saves your score. The complete money app is $129 a year or $14.99 a month. That's the whole page; the rest is detail.
Or $14.99 a month. One plan, everything included. No feature tiers, no discounts, no ads.
What the price includes
Everything. There are no feature tiers. The annual and monthly plans are the same complete app:
How that compares
WealthAge costs more than all of them, on purpose. None of them measures how long you'd last if income stopped.
| App | Listed price |
|---|---|
| Copilot | $95/yr |
| Monarch | $99.99/yr |
| YNAB | $109/yr |
| WealthAge | $129/yr |
Their listed prices, checked 2026-08-03.
Why it isn't cheap
The last generation of money apps was free, and free is why they died: ad and referral revenue never covered the cost of keeping your data accurate, so the products decayed and then disappeared, taking people's history with them. Your subscription is our only revenue. It pays for sync quality, for the score's published methodology, and for still being here in five years. No ads, no discounts, no selling your data. The price is the proof.
The honest tradeoff
WealthAge is newer than the apps above and costs more. What the price buys that theirs don't: the one number none of them computes, on a method you can read before paying anything. If you want the cheapest tracker on the shelf, one of the apps above is the better buy, and we'd rather say that than pretend otherwise.