Product · The score
The WealthAge Resilience Score
A 0 to 1000 measure of how prepared your finances are for a shock, simulated against what you could actually access, what keeps draining, and what income would replace.
WealthAge Resilience Score
illustrative example, not a real user · validated on U.S. Census Bureau survey data
What the score actually weighs.
The WealthAge Resilience Score simulates a shock against your real money: what you could actually access, what keeps draining regardless, and what income would replace what stopped. Six determinants feed the simulation, in order from heaviest: liquid runway, income adequacy, committed costs, debt service, income replacement (including AI-occupation exposure), and protective context, which weighs lightest. It is validated on the U.S. Census Bureau's Survey of Income and Program Participation across 24,162 households. Given two households, one of which hits hardship, the months-of-expenses rule picks the right one 64% of the time; the simulation picks it 72% of the time.
We publish the method. We don't publish the exact weights and thresholds, the same boundary every serious score keeps.
The score · FAQ
Is the WealthAge Resilience Score the same as a credit score?
No. It works like a credit score in one sense, a single number you own and watch. What it measures is different: how long you would stand if income stopped. It is not a credit score, consumer report, lending input, or guarantee, and it does not feed lending decisions.
How often does my score update?
It recomputes from your latest successfully synced or uploaded data, and every score surface carries its as-of time. Structural facts like occupation, insurance, and dependents change on life events, not daily.
$129 a year, or $14.99 a month