How it works
One complete picture, and one number for whether it would hold.
WealthAge brings your accounts, spending, cash flow and net worth into one place, then adds the part no other money app has: a resilience score that simulates an income shock against your real finances. Four steps, in order, and you can stop after any of them.
01 · Bring it together, your way.
How does your financial picture come together?
Connect your accounts through a regulated aggregator, read-only, and balances arrive on their own. Or upload a file: csv, ofx, qfx, xlsx, or a pdf statement. Neither path is a second-class door, and every row keeps its file, page and line, so any figure can be traced back to its source.
02 · Understand the money, and the changes.
How do you understand what actually changed?
Spending, cash flow, net worth and recurring charges sit in one place, categorized. When a category is wrong, correct it once: the rule sticks and reaches back through your history, so the fix applies to past transactions too, not just the next one.
03 · See your resilience.
How do you see whether it would hold?
The WealthAge Resilience Score simulates an income shock against your real finances and answers the question the rest of the picture cannot: how long you would last. It shows its reason codes, the factor holding you up and the one holding you down, and it was validated on 24,162 U.S. households.
04 · Prepare, before you commit.
How do you prepare for what comes next?
Plan prices a real change against your actual numbers: a new rent, a job move, a large purchase, in months of runway and time to financial independence. Consequence facts. You decide. Nothing here tells you what to do.
What it does not do
It does not tell you what to choose. It does not promise you cannot be laid off. The score describes, it does not prescribe, and a number that flatters you is worthless the day it disagrees with you. The method is published in full: how the score is validated.
Want the instrument first? The WealthAge Resilience Score, defined and bounded.